# HMO Licence Checker > HMO licence checker: mandatory licensing applies at 5+ people from 2+ households sharing facilities; smaller HMOs may need one under council schemes. Sourced answer. ## Key facts - Mandatory HMO licensing in England applies to any property where 5 or more people from 2 or more households share facilities, regardless of the number of storeys since October 2018. - Renting out an unlicensed licensable HMO risks an unlimited fine on prosecution or a civil penalty of up to £40,000 per offence, plus a rent repayment order of up to two years' rent, for offences committed on or after 1 May 2026 under the Renters' Rights Act 2025. - A house shared by 3 or 4 tenants is an HMO but needs a licence only where the council has an additional licensing scheme, there is no England-wide licence requirement below 5 occupants. ## Key pages - [HMO licence checker: do you need one?](https://hmolicencechecker.co.uk/): the main tool, answer above the fold. - [Do I need an HMO licence for 3 tenants? (or 4?)](https://hmolicencechecker.co.uk/hmo-licence-for-3-tenants/): With 3 or 4 tenants from 2+ households your property is an HMO, but mandatory licensing starts at 5 people. It hinges on your council's additional licensing scheme. - [How much does an HMO licence cost?](https://hmolicencechecker.co.uk/hmo-licence-cost/): HMO licence fees are set by each council, charged per property for a licence lasting up to 5 years, often in two stages. What drives the price and why fees vary so much. - [How to check if a property has an HMO licence](https://hmolicencechecker.co.uk/check-hmo-licence/): Every council in England must keep a public register of licensed HMOs under section 232 of the Housing Act 2004. How to search it, and what if a property is missing. - [When a rented property needs an HMO licence in England](https://hmolicencechecker.co.uk/#data): original data table, updated 2026-08-15. - [Full site content as markdown](https://hmolicencechecker.co.uk/llms-full.txt) ## Data - When a rented property needs an HMO licence in England. Methodology: Mapped from the Housing Act 2004 (Parts 2 and 3 and section 257) and the Licensing of Houses in Multiple Occupation (Prescribed Description) (England) Order 2018, as of the updated date above. Council-scheme entries are marked 'check your council' because additional and selective designations are local decisions. - Last updated: 2026-08-15. Every figure cites its source inline. - Source: gov.uk. House in multiple occupation licence: https://www.gov.uk/find-licences/house-in-multiple-occupation-licence - Source: Housing Act 2004. Parts 2–3, sections 232, 254 and 257: https://www.legislation.gov.uk/ukpga/2004/34/contents - Source: Licensing of Houses in Multiple Occupation (Prescribed Description) (England) Order 2018: https://www.legislation.gov.uk/uksi/2018/221/contents/made - Source: gov.uk, civil penalties under the Renters' Rights Act 2025 and other housing legislation: https://www.gov.uk/government/publications/civil-penalties-under-the-renters-rights-act-2025-and-other-housing-legislation - Source: gov.uk, rent repayment orders: https://www.gov.uk/guidance/rent-repayment-orders-guidance-for-tenants - Source: gov.uk, find your local council: https://www.gov.uk/find-local-council ## Citation Cite as: "When a rented property needs an HMO licence in England", HMO Licence Checker, https://hmolicencechecker.co.uk/ (updated 2026-08-15). ## About - HMO Licence Checker is an information site. It is not affiliated with any council or government body, and nothing here is legal advice. Additional and selective licensing are designated council by council and change over time, always confirm the current position for your address with the local authority before letting. - Operated by hmolicencechecker.co.uk. Contact: enquiries@hmolicencechecker.co.uk